As Cambodia accelerates into modernity, our goal is to ensure that every citizen has equal opportunity to realise their dreams and contribute to the growth of the nation.
Sambat Finance was established in 2015 as a traditional microfinance institution.
Today, we aspire to be the first fully digitalized lender in Cambodia.
The digitalization of the world economy has democratized the economy. Today, anyone who wants to purchase something, who wants to sell something, can do so with an internet connection.
At Sambat, we believe that everyone should have equal access to opportunity. To this end, we aim to service the segments of market that are as yet unreached, but who most urgently require the service of financing options.
To do this, we are harnessing the power of digital with our state-of-art digital platform that processes loans quickly and efficiently.
Whether you’re an individual, a family, a village, a micro, small or medium business enterprise, we have a financial product that will meet your need – all customizable to meet your financial ability and requirements.
Ultimately, we aim to facilitate the adoption of digital services in the community, no matter who they are or where they are in Cambodia.
We have enjoyed 5 years of serving our customers and we hope to continue innovating and improving and empowering lives for years to come.

Our Vision
To be the 1st fully digitalized lender in Cambodia, reaching each and every segment of the market.

Our Values
Innovation, Accessibility , Empowerment