Senior Loan Recovery Officer/Loan Recovery Officer (2 Positions)

Job Description

Senior Loan Recovery Officer/Loan Recovery Officer will be responsible for developing strategy to resolve NPL and LWO, developing tools for monitoring loan quality, and working with Recovery Team, BM, DBM, and CO to collect NPL.

Reports to

Deputy Manager, Loan Recovery

Responsibility

• Provide legal consulting to BM, DBM, and CO.
• Develop strategy for bad loan collection 
• Control weekly portfolio quality in each branch
• Prepare complaints to authorities on overdue loan clients
• Issue the reminding letter on payment overdue and summit to clients
• File suit to court and monitor the court proceeding.
• Cooperate with BM, DBM, and CO to manage loan quality and collect NPL
• Produce weekly and monthly collection report of NPL, and WO trend and achievement
• Develop and update tool to monitor NPL& WO management in Branch and HO.
• Find out the root cause of NPL and develop strategies for recovery actions
• Do other tasks assigned by line manager and Management.

Job Qualifications

• Bachelor degree in Law or other related fields
• At least two-year experience in loan recovery
• Knowledge related to MFI or Banking Sector is a must
• Self-motivated, flexible and proactive
• Good at problem solving and negotiation skill with all levels
• Good interpersonal and communication
• Good attitude and team work spirit
• Strong commitment to work under pressure and be willing to frequency travel to provinces
• Good English both writing and speaking skill.
• Good at computer skills (MS office, e-mail/internet)

Benefits

• Competitive Salary and Annual increment
• Monthly Variable Pay/Incentive
• Annual Performance Bonus
• Seniority Pay
• Health and Accident (24h) Insurance
• Health Insurance for family (Spouse and Children)
• Uniform
• Staff Loan
• Local and Overseas Incentive Trips
• Internal and External Training and Other benefits