By using our site or applying for a loan product or financial service, you are agreeing to the terms and conditions set forth below. These Terms and Conditions constitute a legal contract between you and SAMBAT Finance PLC which cover all aspects of your use of the SAMBAT website, including all of its pages, and, to the extent not superseded by the terms and conditions of any contract we may sign with you, of any loan product or financial service we may provide you.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OUR SITE AND ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MUST LEAVE THE SITE NOW. IF AT ANY TIME YOU DO NOT AGREE WITH ANY OF THESE TERMS AND CONDITIONS, YOU MUST IMMEDIATELY CEASE YOUR USE OF THIS SITE.
1. Eligibility; Privacy
The loan products and financial services offered through our site are not available to persons under the age of 18 or to persons who are not citizens of the Kingdom of Cambodia. BY CLICKING ANY BUTTON OR BY ACCESSING, BROWSING OR OTHERWISE USING THE SAMBAT WEBSITE YOU REPRESENT AND WARRANT TO US THAT YOU ARE AT LEAST 18 YEARS OF AGE AND ARE A CITIZEN OF THE KINGDOM OF CAMBODIA.
2. Registration: Accountholder Responsibilities
The SAMBAT Website (hereinafter refers to as “sambatfinance.com,”) contains sections which are accessible only to registered accountholders. In order to access the registered-accountholder-only areas of sambatfinance.com, you will need the username and password you have created. You acknowledge that use of a username and a password is an adequate form of security. You are solely responsible for (1) authorizing, monitoring, controlling access to and maintaining the strict confidentiality of your username and password, (2) not allowing another person to use your username or password, (3) any charges or damages that may be incurred as a result of your neglect to maintain the strict confidentiality of your username and password, and (4) promptly informing SAMBAT Finance PLC in writing of any need to deactivate a username due to security or other concerns. SAMBAT Finance PLC is not liable for any harm related to the theft of usernames or passwords, disclosure of usernames or passwords, or your authorization to allow another person or entity to access and use sambatfinance.com using your username or password. You must immediately notify SAMBAT Finance PLC of any unauthorized use of your username or password and any breach of confidentiality. Until SAMBAT Finance PLC receives this notification from you, you will be held liable for any harm ensuing from the use of your username on sambatfinance.com.
3. Consent to Be Contacted by Telephone or Email
By submitting your contact information to us, you are expressly consenting to be contacted by us by telephone or email
In connection with our loan products or financial services, we may need or want to contact you from time to time in connection with your account or any loan product or financial service for which you have begun or completed the application process. By registering for a SAMBAT account or beginning an application on our site for any loan product or financial service, you are consenting to be contacted by us by written notices, email messages, text messages, or telephone, and, in connection with any such telephone calls, you consent to the use pre-recorded/artificial voice messages and/or automatic dialling devices, at any telephone number associated with your SAMBAT account, including mobile telephone numbers that could result in charges to you, or at any email address or mailing address we have for you in our records or from other public and non-public databases we may lawfully access. We also may contact other individuals who may be able to provide updated employment, location, and contact information for you.
4. Intellectual Property
The SAMBAT Website, the content, any materials downloaded, and all intellectual property pertaining to or contained on our site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by SAMBAT Finance PLC or third parties; all right, title and interest therein shall remain the property of SAMBAT Finance PLC and/or such third party owner, as applicable. All content is protected by trade dress, copyright, patent and trademark laws, as well as various other intellectual property and unfair competition laws.
You are authorized solely to view and retain a copy of the pages of the site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this site for the purpose of transacting business with SAMBAT Finance PLC. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit this site, or any portion of the site for any public or commercial use without the express written consent of SAMBAT Finance PLC. Additionally, you agree that you (i) will not remove or alter any author, trademark or other proprietary notice or legend displayed on this site (or printed pages produced from this site), and (ii) will not make any other modifications to any documents obtained from this site other than in connection with completing information required to transact business with SAMBAT Finance PLC.
5. Use of Information and Materials
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of SAMBAT website and systems including but not limited to unauthorized entry into SAMBAT’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Your eligibility for particular loan products and financial services is subject to final determination by SAMBAT Finance PLC.
7. NO WARRANTY
THE INFORMATION AND THESE MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE”. SAMBAT FINANCE PLC DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THEM. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
8. LIMITATION OF LIABILITY
IN NO EVENT WILL SAMBAT FINANCE PLC BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF SAMBAT FINANCE PLC OR OUR REPRESENTATIVES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
All information submitted to SAMBAT Finance PLC via this site shall be deemed and remain the property of SAMBAT Finance PLC, and SAMBAT Finance PLC shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information a visitor to this site provides SAMBAT Finance PLC through this site. SAMBAT Finance PLC shall not be subject to any obligations of confidentiality regarding submitted information except as may be expressly agreed in writing by SAMBAT Finance PLC or as otherwise specifically required by law.
This site is only intended for distribution to, or use by, any person or entity in the Kingdom of Cambodia.
11. Governing Law
The use of SAMBAT Website shall be governed by the laws of Cambodia.
Effective date: 1 October 2020
Last updated: 1 October 2020